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Paypal embraces text messages as security check system

23 September 2009

After beta testing the service amongst a select number of its users since the start of the year, Paypal has rolled out a text message security check system for its electronic cash and payment service.

Under the SMS security facility, account holders simply register their mobile phone number on their account detail page, and whenever they pay using their Paypal account, the company's servers will generate a challange/response text to their mobile handsets.

Each time Paypal sends a text message to the authorised user of the account, a six digit security code is sent as the message body.

This code is then entered on the Paypal website, or that of its partner, so acting as a two-factor authentication system.

Paypal isn't surcharging for the service so, provided users have a mobile phone contract with a bundle of minutes every month, then the text messages should not cost them any extra.

This article is featured in:
Identity and Access Management  •  Wireless and Mobile Security


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